Credit Cards for Travel Insurance

travel insurance credit card

If you’re planning to travel with a credit card, you can actually add that card to your Travel Insurance policy, which is cheaper than most travel insurance plans. It’s also a convenient way to cover any incident that happens during the course of your trip.

This guide will tell you about the ins and outs, so contact your insurer and get started today! When traveling internationally, it’s important to have travel insurance in case something goes wrong with your trip. While some go on vacation without thinking about their coverage at all, others are tempted by bank-friendly policies from companies like CitiBank or Chase Bank .

Best Credit Cards for Travel Insurance 2022

1) Visa Infinite:

Regularly priced at $0.01 and $0.03 per minute of use, the Global Entry card is a great way to make long international trips less stressful, as well as save hundreds on airport security fees . Another perk is the ability to redeem points for travel expenses through Chase Ultimate Rewards, which offers more flexibility than most credit cards when it comes to traveling internationally.

2) Visa Signature:

If you’re looking for one of an all-inclusive credit cards that has some of the best travel insurance coverage in the industry, Visa Signature might be your best bet. In addition to the travel insurance benefits, you’ll receive up to $600 worth of cell phone protection if your phone is damaged or stolen.

3) Chase Sapphire:

This all-around excellent credit card is a great way to get the most out of your upcoming trip and reduce your expenses, making this a winner when it comes to credit cards for travel insurance . In addition to getting access to airport lounges , you’ll also earn more points with this card than most other rewards credit cards.

Meanwhile, you can redeem points for travel expenses through Chase Ultimate Rewards. It offers more flexibility than most credit cards when it comes to traveling internationally. The Travelers Cheque feature is also an interesting perk.

4) Citi Prestige:

If you’re looking for a great credit card that also comes with travel insurance, check out Citi Prestige. With this credit card, you’d also receive up to $1,000 worth of cell phone protection if your phone is damaged or stolen. A free concierge service and complimentary travel accident insurance are also included in the benefits.

5) Citi Prestige Reserve:

Like the regular Citi Prestige, those with an active account will get up to $1,000 worth of cell phone protection if your phone is damaged or stolen – this extra benefit is offered by almost all bank’s large-scale credit cards. Other perks include free airport lounge access, complimentary travel insurance, an annual fee of $350, and more.

6) Platinum Card from American Express:

While you won’t get cell phone protection with the Amex Platinum card, you will get up to $100 per ticket in travel insurance if your flight is delayed more than 12 hours. In addition, you’ll also receive a host of other travel assistance benefits in the event of any unexpected travel situations. Meanwhile, the card’s annual fee is waived for the first year.

7) Uber Visa:

If you plan on using Uber for your upcoming trip , then consider getting this credit card instead of using cash or a debit card to pay for your rides. Why? You’ll earn 3 points for every dollar spent on rides with Uber; it’s one point for every dollar spent outside of restaurants and bars, and 1 point per dollar on everything else.

8) Amazon Prime Rewards Visa Signature:

If you’re a frequent Amazon shopper , then it’s a good idea to get this credit card. Here’s why: You can use the points you earn for travel expenses through Chase Ultimate Rewards. If you don’t have one of those accounts yet, it’s worth setting up; then you can spend your points more freely.

9) Capital One Venture Rewards Credit Card:

The Venture card is perfect for anyone who loves to travel . You’ll get 2 miles for every dollar spent on anything; this means you’ll earn double points for flying with your airline of choice. Plus, you can use these miles to book a flight at any time, even if the seat isn’t available yet.

10) Barclaycard Arrival Plus:

Best used for anyone who spends a lot of money on travel and dining, the Barclay Arrival Plus is packed with travel rewards that are hard to beat. Plus, you’ll get 2 miles for every dollar spent on eligible travel and dining purchases.

This means you’ll qualify for elite status much earlier than with many cards. You can also redeem points for travel expenses through Chase Ultimate Rewards. It offers more flexibility than most credit cards when it comes to traveling internationally.

11) Gold Delta SkyMiles:

If you spend a lot of money on Delta flights and other travel expenses, it’s worth getting this credit card. You’ll earn more rewards points than the typical airline rewards card, in addition to a host of other benefits and perks – including up to $200 per ticket worth of travel insurance in case something goes wrong with your trip.

FAQs about travel insurance:

1) What are the best CC for travel insurance?

Visa signature is recommended.

2) Why do the cards have expiration dates?

To maintain their Reserve status.

3) Is it possible to extend my policy?

Yes, if you have a Travel Insured card.

4) How many days do I get to use my insurance?

The most expensive card is a Visa Signature and typically lasts for 45 days. Lowest is a Chase Sapphire, with a 30-day maximum plan duration.

5) What are the most popular travel insurances for Americans?

Insurance of all kind for Americans: General liability and property damage.

6) How do I know if my trip insurance is still valid?

Check the expiration date.

7) Who provides travel insurance cards?

Visa, MasterCard, American Express and Discover.

8) How to file a claim?

First, contact your card’s customer service department. Then you can either take your purchases to a repair shop or try to make them yourself. You’ll have 45 days to send in documents that prove the loss or damage – it’s required by law.